You may want to know all available financing programs that are suitable for you.  Ask lenders about your qualification including estimated payment, rates, and terms. Learn more about these programs that may benefit you:

• FHA loan program that help first time home buyers for less down payment and it allows seller help pay closing costs, etc
• VA loan programs that provide you benefits if you are a US veteran or service military
• Self-employed qualification program
• Stated income and less than perfect credit loan programs
• Foreign loan programs if you are a foreigner

We are not a lender, but as a real estate company, we want our custmers to get most benefits from all availble loan programs possible.